National Association of Professional Background Screeners



Consumer Credit Reports

Consumer Credit Reports can be a vital part of your employment screening process. A Consumer Credit Report will provide your company a report that outlines payment history, status of accounts, bankruptcies, collections, liens, etc. This report, by law, is limited to the last seven (7) years. A function of the credit software utilized also provides a history of prior addresses and employment.

A Consumer Credit Report is virtually a necessity if an applicant will be handling or have access to cash or products that can easily be converted into cash. A credit report will not identify a thief but will identify conditions that you, as an employer, should know. A Consumer Credit Report is also a gauge of an applicant's overall level of personal responsibility.

PeopleCheck employment screening helps you quickly assess fraud potential, detect and respond to fraud attempts, and verify identities to reduce exposure and losses.

Our Consumer Credit Reports enable you to:

  • Predict fraud potential

  • Identify high-risk applicants who warrant further investigation

  • Quickly and easily authenticate identities online

  • Automate online risk/fraud assessment and identity authentication

  • Comply with government screening regulations

  • Eliminate manual inefficiencies





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