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New Jersey Credit ReportsNew Jersey credit reports are often thought of as a tool for banks, mortgage companies, and other lenders to define the suitability of a borrower. However, New Jersey credit reports are also a great way to determine how suitable an applicant is for a position that requires handling cash, inventory, or working in finance or accounting – where you need someone who can exercise financial discretion. New Jersey credit reports are a great way to determine the reliability and trustworthiness of an applicant. It can also alert you to financial situations that may have an impact on the applicant's ethics.
When are New Jersey credit reports appropriate?
When you conduct New Jersey credit reports as part of a pre-employment screening process you will not receive a credit score, but you will be able to see open accounts and delinquencies, and other public records such as judgments, liens, and bankruptcies. It’s important to know that any New Jersey credit report provided by PeopleCheck is done in strict compliance with the Fair Credit Reporting Act (FCRA). New Jersey credit reports should only be requested when it is specifically relevant to a job function and the employer has appropriate policies and procedures in place to ensure that the use of credit history reports are relevant and fair. Contact us today to see how New Jersey credit reports can help you in your hiring process.
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